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- 1MICRO, SMALL AND MEDIUM ENTERPRISES DEPARTMENT POLICY NOTE 2026 - 2027 DEMAND No.ப.1
MSME is Demand No.44, presented by the Minister for Micro, Small and Medium Enterprises.
- 2more than 43 lakh registered Micro, Small and Medium Enterprisesப.1
Tamil Nadu's MSMEs contribute about 30% of the State's industrial output and about 46% of its exports - the exports share is the striking one.
- 3Tamil Nadu is the third-largest MSME ecosystem in Indiaப.1
Third-largest MSME ecosystem in India, holding roughly 15% of the nation's MSMEs and generating around 3.20 crore jobs.
- 4driving over 31.1% of Gross Domestic Product (GDP) in the countryப.2
Economic Survey 2025-26 on India's MSMEs: 31.1% of GDP, 35.4% of manufacturing output and 48.58% of exports.
- 5With over 7.47 crore enterprises employing over 32.82 crore personsப.2
India has 7.47 crore MSMEs employing 32.82 crore people - the second-largest employer after agriculture.
- 6MSMEs make up about 90 percent of businessesப.2
Globally MSMEs are about 90% of businesses and over 50% of employment - useful framing for an introduction.
- 7registration on ‘Udyam’ portal gives recognition to MSMEsப.4
Udyam registration is the gateway to capital subsidy and interest subvention under the MSME Policy 2021.
- 8Micro 42,97,232 98.83% Small 46,814 1.08% Medium 3,936 0.09%ப.5
The Udyam split as on 30.06.2026: 42,97,232 micro (98.83%), 46,814 small, 3,936 medium - total 43,47,982. Nearly the entire sector is micro.
- 9producing over 6,000 varieties of productsப.5
The State's MSMEs make over 6,000 varieties of products - the diversification argument in one figure.
- 10Tamil Nadu Single Window Portalப.14
TNSWP offers 200+ services in one interface. 2025-26: 34,488 MSME applications received, 33,975 disposed.
- 11Annal Ambedkar Businessப.15
AABCS is the SC/ST entrepreneurship scheme - the only one with no upper ceiling on project cost.
- 12Kalaignar Kaivinai Thittam (KKT)ப.15
KKT supports artisans in 25 identified traditional trades - minimum age 35, project up to Rs.3 lakh, subsidy capped at Rs.50,000.
- 13The first five schemes are fully sponsored by the State Governmentப.16
Funding split of the self-employment schemes: five are wholly State-funded, PMEGP is wholly Union-funded, and PMFME is shared 60:40 between Union and State.
- 14Target Group Women entrepreneursப.17
Tamil Nadu Chief Minister's Scheme for women: age 18-55, no minimum qualification, project up to Rs.10 lakh, 25% capital subsidy up to Rs.2 lakh.
- 151,448 women entrepreneurs benefittedப.18
2025-26: 1,448 women entrepreneurs, Rs.17.92 crore of subsidy.
- 1635% subsidy up to Rs.100 lakhப.19
AABCS terms: 35% capital subsidy up to Rs.100 lakh plus 6% interest subvention. 2025-26: 1,854 SC and 185 ST entrepreneurs, Rs.147.29 crore.
- 17first-generation educated youthப.20
NEEDS targets first-generation educated entrepreneurs: 12th pass or ITI/Diploma, project Rs.10 lakh to Rs.5 crore.
- 1825% capital subsidy (Maximum Rs.75 lakh)ப.21
NEEDS: 25% capital subsidy up to Rs.75 lakh, 3% interest subvention, 10% extra for SC/ST and differently-abled. 50% of assistance is reserved for women and 19% for SC/ST.
- 19Unemployed Youth Employment Generation Programme(UYEGP)ப.22
UYEGP is the only scheme confined to trading activity: 8th standard pass, project up to Rs.15 lakh, family income under Rs.8 lakh.
- 2010,349 artisans benefitedப.24
KKT reached the largest number of beneficiaries of any MSME scheme in 2025-26: 10,349 artisans, Rs.35.40 crore.
- 21Employment Generation Programme (PMEGP) is a creditப.25
PMEGP is wholly Union-funded and delivered through District Industries Centres. Subsidy is higher in rural areas: General 15% urban / 25% rural, Special 25% / 35%.
- 22The funding pattern is 60:40 (Centre: State)ப.27
PMFME is the only 60:40 shared scheme here. Credit-linked subsidy 35% up to Rs.10 lakh per unit; seed capital Rs.40,000 per SHG member.
- 23maximum of Rs.3 croreப.28
PMFME common infrastructure component: 35% of project cost up to Rs.3 crore for FPOs, cooperatives and SHG federations.
- 24254 industrially backward blocksப.32
The geography of capital subsidy: micro units qualify anywhere in the State, but small and medium units only in 254 industrially backward blocks and industrial estates - except agro and food processing, eligible in all 388 blocks.